Payday Advance Loans Are Now Only One Toll Free Call Away

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Copyright © 2010 Tom Tierney


A friend of mine recently went through financial troubles and asked me, knowing that I'm a finance writer, if I could push him in the right direction for a short term loan to help out with his expenses. Here's his story:

I have finally taken a positive step. I made one phone call and took out a payday advance loan. Our finances are stretched to the limit and one more unexpected expense will sink the family budget. I decided not to take any chances.

The past months

The past few months have been one expense after another. It started when the head gasket in the engine of our 9 year old car blew. I got a quote and fainted on the spot when I heard what it was going to cost. I tried to do it myself and added to the final cost. Then Jimmy turned 10 and we had to give him the bicycle that we had been promising all year. Have you priced a good bicycle lately? The washing machine motor died and I couldn't complain - it had worked faithfully for years. Luckily we got a good deal on a new machine.

Every month

In short, there has been a major expense, sometimes more than one, every month this year and I'm sinking under the weight of all these unexpected expenses.

How about a loan?

"Can't you take a loan?" asked Lisa one evening. "I could I suppose, but that's a last resort. I have to search through the loan company ads, find a company and call them. Then I have to bare myself in front of some person who is going to ask me a million questions. They will ask for every detail of our lives, how we live, how we spend, where we shop, what we buy, how often we go to the movies, every detail of our lives. I can't even stand the thought of all that! There must be some other way..."

The last straw

The note that came up on my computer screen at the office was the final straw. "Until further notice, all overtime work is cancelled". Short, sweet and to the point. Almost as if the bosses know that I survive on overtime work. If it wasn't for the overtime we would be in deep trouble financially. But we like our lifestyle and I don't mind taking work home or staying late at the office a couple of times a week. Now I don't have a choice, I have to take a loan to get us through the next couple of months. Where do I start?

The ads

The papers are full of loan company ads. Many of them are sleazy, mixed in with the night clubs and the racing results. So I asked my good friend Tom who I remembered writes about money stuff, for his job. He told me about one of his clients who give short term cash loans, honest company, no bs etc etc, so I checked it out.

They offered up to $1500 in one hour and I could either apply online or call their toll free number, this was at 11pm and I always prefer to speak to a real person instead of using the computer so I called them up. Everything was smooth and I had the cash in my bank the next morning, simple as that. So ok it costs a bit more in interest than a normal loan but I only took it out for like a week and half. Anyway it saved me a lot of hassle and stress.


About the Author:
Tom Tierney is a writer who covers finance and where to get great deals. His specialty is loans and payday advances. He highly recommends http://www.Advanceloan.net/ for cash advance and payday loans, noting that they offer an online service and a toll free telephone service.